Your Commercial Finance Journey
Skyrocket your business potential with Scenic Financial Services commercial lending solutions.
Whether you’re expanding your empire or just starting out, our commercial lending solutions are the jet fuel you need.
Tailored for every business dream, our financial wizards conjure up the perfect blend of support, innovation, and flexibility. With us, it’s not just lending; it’s a partnership for growth.
Let’s turn your business goals into a sensational success story.
Overview
Scenic Financial Services specialises in a suite of financial solutions designed to cater to every aspect of your economic ambitions.
From the thrill of purchasing your first vehicle to the triumph of acquiring a dream home, our expert team is committed to providing seamless support.
Our offerings encompass the full spectrum of personal and commercial lending, including bespoke home loans, strategic car financing, and robust business lending options. With a keen focus on integrity, transparency, and innovation, we ensure every financial decision is made with your best interest at heart.
What is the typical collateral required for commercial loans?
Collateral requirements for commercial loans vary, but they often include business assets such as real estate, equipment, inventory, or accounts receivable. Lenders may also consider personal assets of business owners as collateral, especially in the case of small businesses or startups.
How is the interest rate on a commercial loan determined?
The interest rate on a commercial loan is determined by factors such as the borrower’s creditworthiness, the loan term, prevailing market rates, and the type of loan. Generally, businesses with stronger credit profiles are eligible for lower interest rates, while riskier ventures may face higher rates to compensate for the increased lending risk.
What is the purpose of a personal guarantee in commercial lending?
A personal guarantee in commercial lending involves the business owner taking personal responsibility for the loan. If the business is unable to repay the loan, the guarantor’s personal assets may be used to fulfill the debt. Personal guarantees provide lenders with additional security and are common, especially for small businesses or startups with limited business credit history.
Find the right commercial business broker for your next business venture
Commercial loan services
Our commercial lending solutions are your ladder to success, crafted to fit the unique needs of your business. Whether scaling up or branching out, our financial expertise is your secret weapon.
Customised Solutions: Tailor-made finance options to suit your commercial business needs.
Growth-Focused: Designed to support your business expansion and innovation.
Strategic Partnership: We work alongside you to strategise and achieve your business goals.
Diverse Offerings: Catering to a range of businesses, from startups to established enterprises.
Expert Guidance: Benefit from our financial expertise to navigate your business journey successfully.
Join Our Newsletter
We share helpful industry tips and events on a regular basis.